Welcome to T:0
T:0 is an AI-native finance team for your company. It connects to the banks, cards, payment processors, and payroll providers you already use, categorizes your transactions as they land, and answers questions about your books in plain language.
This help center covers how to set T:0 up, how it keeps your books current, and how to work with the T:0 agent day to day.
How T:0 works
AI interprets, deterministic logic posts. T:0's AI reads your business and generates the accounting rules. Those rules are deterministic — the same transaction is always treated the same way — and they are what writes to your ledger. You review at the key touchpoints.
Three things happen, in order:
- You describe your business. Your business profile tells T:0 how your company is structured, how it makes money, and what it spends on. It shapes the chart of accounts T:0 builds for you.
- You connect your accounts. Connections bring in transactions from your banks, cards, processors, and payroll providers — via OAuth, Plaid, an API key, or a CSV upload.
- T:0 keeps the books. Most transactions are categorized automatically. Anything that needs your judgment lands in the Inbox.
Start here
Get set up
Bring in your data
Work your books
Get help
Email support@t0.ai if you're stuck, if an integration you need isn't available, or if you need to change a locked field such as your fiscal year end.